http://www.deathandtaxesinc.com/gold-credit/
Advantages of Gold and Platinum Credit Cards
Credit Card companies are clever. They know how to pamper to someone’s ego and make them feel special by offering them gold or platinum credit cards. They will often contact high income earners with promotions for a gold credit card and an attached application form that they’ve already been pre-approved for – quite how they know what you earn is a matter for debate! It’s all in the name of making you feel “special” or “exclusive” and a cut above the rest.
If however you are searching yourself for the best deals in a gold credit card you’ll probably head over to a personal finance site. There they will list all the deals from the banks, financial institutions and credit providers and you can compare them for features like annual fee, interest free period, APR, cash advance rate and balance transfer rate, as well as reward programs.
This allows you to really do your homework before applying for anything. It pays to do this so that you can get the card that offers you the best rates and fees schedules and also the best perks. Gold and Platinum credit cards are renowned for the great perks and offers that usually accompany them, like free domestic or international travel insurance, , a concierge service, airport lounge access, purchase insurance or free home contents insurance. These offers are all waved in front of you to entice you to choose their card over another’s because every company likes a high roller as their customer!
You will notice with these cards that the annual fees can be higher than with standard credit cards – they have to pay for those perks somehow! When you are comparing cards you should balance the advantages of the perks with the increased fees – are they worth it? Will you use the perks? If you’re a frequent traveler who is looking for free travel insurance and a concierge services then great , but you won’t want to pay a high fee if you are rarely going to use your card or do any traveling.
Another feature of gold and platinum credit cards is that they have a high credit limit and low interest rate. The card companies want you to use your spending power to spend large and pay interest, as you represent a low credit risk, because of your high income and excellent credit history. Sometimes there will be no credit limit at all.
If you haven’t already been contacted by your bank and pre-approved, in order to qualify for a gold credit card or a platinum card, you will have to demonstrate an exemplary credit history and evidence of your income during your application.
About the Author
For more information regarding gold credit card, platinum credit card and business credit cards, please visit: www.lowerbills.com.au
Brave of Gold Goldran: Non credit 2nd OP
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Credit Suisse10 Gram 24k 999.9 Pure Fine Gold Bar Numbered Bullion Uncirculated $795.00 |
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Aluma Wallet 2011 New Version Men Women Credit Card Holder As Seen On TV $5.59 |
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NEW FASHION BDAY GIFT GOLD METAL ALUMINUM BUSINESS CREDIT ID CARD HOLDER CASE $5.99 |
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Aluminum Wallet 2012 New Version Credit Card Holder RFID Blocking Gold Colors $0.99 |
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Mens Vintage Leather Business Name Credit Card Holder 24K Gold Plated Money Clip $13.50 |
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CREDIT SUISSE 1 GRAM 999.9 FINE GOLD BAR, BULLION $69.99 |
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1983 GOLD MASTERCARD CREDIT CARD Vintage Print Ad OVERACHIEVEMENT $9.99 |
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New Solid Gold 14KT 5 Gram Bar Swiss Credit Screw Top Rope Bezel Frame Jewelry $295.00 |
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Solid Gold 14KT 10 Gr or 1/4 OZ Bar Swiss Credit 4 Prong Rope Edge Bezel Frame $295.00 |
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Aluminum Credit Card Holder – Gold $9.99 |
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Moises Alou 1995 Studio Gold Series Credit Card #35 $1.29 |
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Travis Fryman 1995 Studio Gold Series Credit Card #27 $1.29 |
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20.5 GRAM GOLD BAR (CREDIT SUISSE / PAMP / ….) WITH 3 EXTRA GOLD BEZEL-SCRAP $1,179.12 |
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20 GRAM GOLD BAR (CREDIT SUISSE / PAMP SUISSE) WITH 3 EXTRA GOLD BEZEL-SCRAP $1,279.12 |
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David Cone 1995 Studio Gold Series Credit Card #33 Jays $1.29 |
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C3591 Business Aluminum ID Credit Card Holder Case Gold $3.41 |
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(1 gram) .9999+ Fine Gold Bar – Credit Suisse (Statue of Liberty) $61.00 |
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999 Gold Layered 5g “Credit Suisse” Bar with Serial Number $0.99 |
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RANDY JOHNSON 1995 Studio Gold Credit Card #48 BD $1.29 |
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10 Gram 24K 999.9 Pure Gold Bar STATUE OF LIBERTY CREDIT-SUISSE $750.00 |
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Free Shipping Aluminum Wallet 2012 New Version Credit Card Holder RFID Gold $1.99 |
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2 GRAM LIBERTY CREDIT SUISSE Pure Gold BAR .9999 $155.00 |
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Credit suisse solid one ounce fine gold 24c/kt 999.9 Bullion Bar. $1,625.00 |
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One Gram Gold Bar Sealed Credit Suisse $57.75 |
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Credit Suisse Gold 1 Oz. Ingot Bar Replica Collectible $6.99 |
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“Serial Number” – 1oz “Credit Suisse” Bullion Bar Ingot – 999 Gold $1.34 |
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1 GM CREDIT SUISSE FINE GOLD INGOT PENDANT FRAMED WITH 32 DIAMONDS $100.00 |
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Gold Color Business Credit ID Card cards Case Holder $5.88 |
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Andres Galarraga 1995 Studio Gold Credit Card #42 Colorado Rockies $1.50 |
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Barry Larkin 1995 Studio Gold Credit Card #37 Cincinnati Reds $1.50 |
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Carlos Delgado 1995 Studio Gold Credit Card #43 Toronto Blue Jays $1.50 |
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Craig Biggio 1995 Studio Gold Credit Card #50 Houston Astros $1.50 |
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Don Mattingly 1995 Studio Gold Credit Card #3 New York Yankees $2.00 |
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Greg Maddux 1995 Studio Gold Credit Card #6 Atlanta Braves $2.00 |
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Gregg Jefferies 1995 Studio Gold Credit Card #47 Philadelphia Phillies $1.50 |
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Jeff Bagwell 1995 Studio Gold Credit Card #2 Houston Astros $1.50 |
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Lenny Dykstra 1995 Studio Gold Credit Card #44 Philadelphia Phillies $1.50 |
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Manny Ramirez 1995 Studio Gold Credit Card #32 Cleveland Indians $1.50 |
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Matt Williams 1995 Studio Gold Credit Card #24 San Francisco Giants $1.50 |
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Mike Mussina 1995 Studio Gold Credit Card #29 Baltimore Orioles $1.50 |
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Ozzie Smith 1995 Studio Gold Credit Card #41 St Louis Cardinals $2.00 |
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Raul Mondesi 1995 Studio Gold Credit Card #19 Los Angeles Dodgers $1.50 |